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Higher Standards. Better Results.


Washington Association of Mortgage Professionals
 Higher Standards, Better Results


Who is WAMP?

We are Licensed Loan Originators, Brokers, & Bankers. We are large companies and small, locally owned and operated businesses invested in the Pacific NW communities in which we live. Our membership includes exceptional Affiliated businesses that support our local Real Estate industry (Independent & Wholesale Lenders, Title, Escrow, Appraisal, Insurance, Mortgage Insurance, Realtors & other Real Estate related businesses and professionals.)

WAMP information and access is available to every licensed Mortgage professional in the state of Washington.

WAMP touches thousands of professionals in all of these industries every month through our informative website, and a regular series of networking, marketing, social and educational events.





Frank E. Percival | NMLS# 284045
Executive Director

(206) 484.6442

Frank has been the acting Executive Director of WAMP since April, 2014. Originally assigned the title of Interim Executive Director while the WAMP Board executed a nationwide search to fill this position, Frank was eventually offered, and accepted, the Executive Director position in August of 2014. Former Vice President of the Retail Division of Central Banc Mortgage Corporation, Frank brings 20 years of lending experience to his new role. He has been very active in the community and has lent his team building and fundraising skills to several local nonprofit organizations prior to WAMP, including Seattle’s Leadership Tomorrow Program, 3 consecutive terms as Board President of the Greater Seattle Business Association, and former Board President of one of the nation’s largest nonprofit health service organizations – Seattle’s Lifelong AIDS Alliance. Prior to accepting the role of Executive Director Frank was a member of the volunteer Board of Directors for WAMP for four years, and was the 2013 Board President.




Scott St. John

VP of Production and Branch Development
American Pacific Mortgage


Scott is a passionate mortgage professional with a wealth of knowledge and a teaching spirit. Overseeing branch development allows him to support all aspects of originator production; providing cutting edge technology, unique marketing strategies, advertising campaigns and a successful CRM system. With more than 35 years of mortgage experience, Scott is recognized nationwide as an expert in loan and lead generation, database management and the Franklin Covey Personal Management System. As a Franklin Covey and National Association of Mortgage Brokers (NAMB) instructor, he teaches “Mortgage Essentials” and “Ethics and Agency” to loan officers, realtors and other entrepreneurs across the country. Scott is a prolific contributor to American Pacific Mortgage’s Learning Center. He teaches courses that help originators tackle call reluctance, eMarketing, critical paths to profit, and business planning. He provides APM originators with personal and business coaching, focusing on social responsibility, maintaining and building a positive work environment, accountability and innovation. Scott graduated from San Diego State University with a Bachelor’s of Art in Marketing and minors in Psychology and Speech Communication. The ultra-marathoner now serves on advisory boards for the California Association of Mortgage Professionals, the Washington Association of Mortgage Professionals and Freddie Mac. He lives in Sacramento, CA, and is an active parent of three daughters.







Nicole Christy

Account Executive
NYCB Mortgage

Nicole Christy has been in the Banking/Mortgage Industry for over 25 years.  She became a Wholesale Account Executive in 1996, and continues to work with both Broker’s and Correspondent’s. Nicole has served on the WAMP Board for the past 8 years as, volunteer has included Affiliate Director and Co-Chair for Event Committee.  Past Awards Received: WAMP Affiliate of the Year 2010, WAMP President Award 2013.



Kathy Colkitt






George Charles | MLO#71696
2016 Governance Chair | Government Affairs Chair | Past President 2011

VITEK Mortgage Group

George Charles is the Regional Vice President for VITEK Mortgage Group. He has an extensive background and knowledge in the mortgage industry, Real Estate and Captive Lending environments for the past 34 years. He is a results oriented professional with 30 years of achievement in growing, developing and directing mortgage and real estate companies and has fun while doing it! George is the Founder & Director of the Annual Eastside Agent Panel fundraising event to raise funds for community and Habitat for Humanity. He is the Director of Pacific NW Real Estate Institute, a Senior Consultant for Home Services Consulting LLC and Gerson Lehrman Group. He is a Licensed Washington State Clock Hour Certified Instructor Offering Loan Officer Licensing courses and Continuing education. George is Past President of the Washington Association of Mortgage Professionals and currently serves as a board member, Chair of the Governance Committee, Chair of Government Affairs, and serves on the Education Committee and the Technology Committee for WAMP.  George lives by the mantra: “Nothing lasts forever, so live it up, drink it down, laugh it off, avoid the BS and never have regrets, because at one point, everything you did was exactly what you wanted”




Jason M.S. Bloom | NMLS #92259
Immediate Past President

Branch Manager – Northgate | Everett
Guild Mortgage Company

(206) 623-4446

Jason Bloom is the 2016 President for WAMP. Jason previously served as the Association’s President in 2008 and 2009. Jason also served on the Washington State Mortgage Broker Commission from 2008 to 2010, Chairing the commission in 2009 and 2010. Jason is the Branch Manager for Guild Mortgage Company’s Northgate and Everett offices. Jason has been in the mortgage industry for 24 years. His background, experience, and knowledge base is both diverse and deep having served in roles and positions in both production and operational areas. Immediately prior to joining Guild in 2014, Jason served in multiple roles within Elliott Bay Mortgage/MBSI, a company that he co-founded in 1999. Within the organization, his roles and positions included CEO, Production Manager, Operations Director, Divisional VP, and Loan Officer. Jason has been named as one of Seattle’s Five Star Mortgage Professionals by Seattle Magazine six times including in 2011-2015. Over the years, Jason has been an industry resource for multiple media outlets and was recently a featured contributor to the Scotsman Guild.






Lisa Goldsmith
Past President

Vice President Regional Sales
American Reporting Company

(425) 899-7913

My mission is to champion growth and sustainability for the mortgage lending community through intelligent solutions, reliable products, and exceptional service.   After more than 30 years in the mortgage lending industry I still thrive on the opportunities to collaboratively learn, lead, and problem-solve. I have a track record of award-winning performance demonstrating passion for achievement while remaining committed to my vision for creating financially sustainable partnerships.




Wendi Klein
Board Member | Membership Chair

Senior Account Executive
USA Direct

(425) 429-0607

I started in the Mortgage Industry in 1989 right out of college & have worked in many capacities; including Processing, Underwriting and Management, but being an Account Executive since 2000 has been the most rewarding! Having won numerous Service Excellence and President’s Club awards, and as one of the top 10 AE’s in the country at First Horizon, I was asked to help create a training system & motivational CD for other AE’s. I received a Coaching award & completed 3 years of Building Champions coaching. Providing exceptional service to my customers is the most important thing to me and I am proud to be a Senior Account Executive for USA Direct Funding, a Division of Directors Mortgage where I help the organization with their business development, Recruiting & Events. Serving on the Board of WAMP and various committees is one of the most fulfilling things to me & I am excited to be the 2013 Winner for Account Executive of the Year & the President’s Award. In my spare time, I enjoy Interior Design, Art, and Planning & Designing for Special Events.  Swing dancing, Golfing, Skiing, Traveling & exploring new places. “Wanderlust” as I call it; and time with good friends & colleagues. I have 7 nieces & nephews who I love to spend time with any time I can.


Teresa Parco
Board Member

Account Manager
National MI

(425) 770-3246

With over 15 years of experience, Teresa Parco is highly dedicated to the mortgage industry and has served five years on the board of Washington Association of Mortgage Professionals, with two years as the 2014-2015 Treasurer. In 2016 Teresa will Co-chair on the Membership Committee and will assist in the growth for your Washington state association.  Teresa is currently employed with National Mortgage Insurance Company. In her role as Account Manager and on the Board of the State association she is committed in delivering value to her team.






Michael Patterson
Board Member


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